2. Write a Formal Email Write a Formal Email Persuading a Lender to Defer Paying a Student Loan (LO 2-2)Many college graduates today leave school with large debts from student loans. Though the loans must be repaid, the time to do so and the monthly payment are determined by the lender. With a touch economy making it harder to find a job, students may also find it harder to repay loans. Many lenders, however, expect them to start doing so upon graduation. You plan to request a deferral to start paying back your loan.To do so, answer the following questions about your audience: