In his internationally acclaimed and best-selling book The Automatic Millionaire, David Bach shares the true story of an average American couple he is a low-level manager, she is a beautician whose joint income never exceeds $55,000 a year; but yet who are somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in saving. Jim and Sue McIntyre identified early on the power of saving and compounding that saving over a 30-year period. But forfeiting a single latte (coffee) each day would save $35/week, or $1,885 per year. If one was able to yield a 10% annual return, in 40 years, their savings would be $948,611. Could you save like the McIntyres? If not a latte, perhaps giving up a different habit or luxury such as one less purse, one less round of golf, one less massage, or one less energy drink?
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